HOME SWEET LOAN
Blog
Welcome to my 'Home Sweet Loan' Blog, your ultimate guide to navigating the world of home buying.
Whether you're a seasoned property investor or a first-time buyer, we're here to empower you with expert advice and practical tips.
Scroll through our blog of tools and insights to kickstart your journey towards homeownership. Let’s go...
Hey there! I’m Tara, the home buying expert you’ve been looking for. I’ve got the tips, tools, and experience to make your home dreams a reality. But who am I, really? And why should you trust me? Well; read on…
Blogs for your
home buying journey
1.
Prepare & Save
Your starter kit to Budgeting, Deposits, Guarantors, Bank Lingo & First Home Buyer Entitlements.
Thinking of buying a home but worried about saving enough for a deposit? You’re not alone. Let's explore your options and make your dream of homeownership a reality.
Kickstart your journey to homeownership with 10 practical tips to save smarter, budget better, and get you into your dream home sooner. Ready? Let’s go...
Deciding between renting and buying? Explore the real costs and benefits. Unpack the facts, get empowered, and find out if buying is for you.
A detailed breakdown of the various upfront costs to consider when buying your next property.
Unlock your first home. Navigate the grants schemes & incentives available to help you buy your first home sooner.
What is a guarantor? How does it work? What are the benefits & responsibilities of a guarantee? Here’s a guide to answer your burning questions.
2.
Plan & Borrow
Explore pre-approvals, loan types, tips, tricks & key considerations to help you on your journey.
You’ve saved your deposit—woohoo! Now what? It’s time to get pre-approved and start house hunting. But where do you start? We’ll guide you through the next steps, from lender pre-approvals to making an offer.
Home loan jargon making your head spin? We’ve got you covered! This guide breaks down all the key mortgage world terms into simple, everyday language —so you can feel like a pro from the start.
Can’t decide between buying an existing home, a brand-new one, or building from scratch? Each option has its perks and challenges! We’ll break it down to help you choose what’s right for you.
Let’s break down how each loan type works, their pros and cons, and which one could suit you best. Still unsure? Don’t worry, we’ve got you…
Well, they both help reduce interest on your home loan, BUT they work very differently... HELP! We hear you… let’s break it down and help you choose the right option for your savings style!
LMI - love it or hate it, it helps buyers get into the market sooner with a smaller deposit. But what is it, how much does it cost, and can you avoid it? Let’s unpack everything you need to know.
Buying a home isn’t a solo mission - you need the right team backing you! From brokers to conveyancers, building inspectors to accountants, here’s your guide to assembling the ultimate home-buying support team.
3.
Negotiate & Buy
Tools for your belt; to help you when inspecting properties, making an offer & what’s next.
Don’t let hidden surprises ruin your dream home! Learn what to check for during property inspections, the must-ask questions, and how to spot potential red flags before you buy…
Master RealEstate.com.au with these game-changing search hacks — find better listings, access hidden gems, and make smarter buying decisions.
Ready to put in an offer? Learn how to craft a strong, competitive offer, negotiate like a pro, and secure the home you love—without overpaying.
Offer accepted? HELL YEAH! Congrats XD. Now… let’s get you to settlement stress-free. Follow this step-by-step guide on finance approvals, contract conditions, and getting those keys in your hand.
4.
Move & Settle In
Here are some handy checklists & guidance to get you all settled & into your home.
The bank swiped right on you and have officially approved your loan! Now it’s your turn to say “I do” by signing the paperwork. From reviewing your loan docs to setting up repayments, finalising your deposit, and prepping for move-in day, let’s get you ready for the big day, your settlement.
The hard part’s done (except for those last few moving boxes maybe). Before we wrap up, let’s tick off a few final to-dos—checking your loan setup, protecting your home, and setting yourself up for long-term success. After all, this is a forever kind of thing… 🚀

